Seller Sum

Comparison hub · All platforms

Marketplace & Processor Fees, Compared

Enter one sale amount and see what every platform takes, cheapest first — with each rate traced to the official fee page.

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Last verified: · All platforms, current published schedules · by Felix Oluwakeye

Cheapest processor
Stripe 2.9% + 30¢
Cheapest marketplace
Etsy (~10–11%)
Highest all-in
eBay ~14%

Your sale

Assumes a domestic US sale, no shipping charged, standard rates (eBay most-categories, Etsy without Offsite Ads, Square Free plan). Open each calculator for the full set of options.

Fees on this sale, cheapest first

    On a $100 domestic sale, total seller fees run about $3.20 with Stripe, $3.60 with Square (Free plan online), $3.98 with PayPal, roughly $9.95 on Etsy (fees stack: listing + 6.5% + processing), and about $14.00 on eBay (13.6% + $0.40). (Rates verified .)

    Headline seller fees side by side (each verified against the platform's official fee page, 2026-07-05)
    FeeRateApplies to
    eBay (most categories)13.6% + $0.40/orderItem + shipping + sales tax
    Etsy6.5% + 3% + $0.25 + $0.20 listingStacked per sale (see Etsy page for tax rules)
    PayPal Checkout3.49% + $0.49Domestic goods & services
    Stripe (online card)2.9% + $0.30Successful domestic charge
    Square (online, Free plan)3.3% + $0.30Ecommerce + invoice cards
    Square (in person)2.6% + $0.15Tap, dip or swipe

    Worked example: the same $100 sale on every platform

    1. Stripe online: $3.20 → you keep $96.80
    2. PayPal Checkout: $3.98 → you keep $96.02
    3. Square online (Free plan): $3.60 → you keep $96.40
    4. Etsy: $3.90 (listing $0.20 + transaction $6.50… see note) → the full stack on $100 item-only is $9.95
    5. eBay (most categories): $14.00 (13.6% + $0.40) → you keep $86.00

    Marketplaces (eBay, Etsy) charge 3–4× what pure processors charge — but they bring the buyers. The right comparison is fees vs. the traffic you'd otherwise have to buy.

    Frequently asked questions

    Which marketplace has the lowest seller fees?

    Among pure payment processors, Stripe (2.9% + 30¢ online) is the cheapest headline rate. Among marketplaces, Etsy's stack (~10.7% on a typical order) undercuts eBay (~14%). But marketplaces include the audience; processors don't — a lower fee on zero traffic earns less than a higher fee on real demand.

    Why are eBay and Etsy so much more expensive than Stripe or PayPal?

    You are paying for distribution, not just processing: search placement, buyer trust, dispute handling and the marketplace's own advertising. Stripe/Square/PayPal only move money — you bring the buyer.

    Do these platforms charge fees on shipping and tax?

    eBay: yes on both. Etsy: transaction fee on shipping (not tax, for US sellers) but processing on everything including tax. Processors charge on whatever amount you run through them. This is why "13.6%" and "6.5%" understate the real cost — our per-platform calculators model the exact bases.

    What tools reduce the fees I actually pay?

    You can't negotiate the published rates at small volume, but you can stop losing margin around them: accounting software that captures every fee as a deductible expense, inventory/COGS tracking so you price off real costs, and (on Etsy) product research that targets listings with better sell-through per listing fee.

    Recent fee changes across all platforms

    • — Mercari: Initial capture of Mercari's published schedule: flat 10% selling fee on item price + buyer-paid shipping (since 2025-01-06); the separate 2.9% + $0.50 payment processing fee was retired at the same time.
    • — Poshmark: Initial capture of Poshmark's published schedule: flat $2.95 on sales under $15; 20% on sales of $15 or more (structure restored 2024-10-24 when the Buyer Protection Fee was removed).
    • — Depop: Initial capture of Depop's published US schedule: no selling fee (since Jul 2024); 3.3% + $0.45 payment processing on item + shipping + tax; Boosted Listings fee 12% (raised from 8% for new listings from 2026-03-23).
    • — Whatnot: Initial capture of Whatnot's published schedule: 8% commission on the final sale price (4% coins & money; 0% on the portion above $1,500, limited-time) + 2.9% + $0.30 processing on the total order value including shipping and tax.
    • — Square: Initial capture of Square's published US schedule: in-person 2.6% + $0.15; online 3.3% + $0.30 (Free plan) / 2.9% + $0.30 (paid plans); keyed-in 3.5% + $0.15.
    • — Stripe: Initial capture of Stripe's published US schedule: 2.9% + $0.30 online domestic cards; +1.5% international cards; +1% currency conversion; 2.7% + $0.05 in person.

    Full fee changelog for every marketplace →

    Sources